The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
Medical debt is one of the top reasons why Americans file for bankruptcy every year. Even a single procedure could leave people with debt that they can never afford to pay off. Someone who has accumulated hundreds of thousands of dollars of medical bills may feel they...
Bankruptcy is one of the fastest and most thorough solutions that can effectively address significant personal debt. People can receive relief from collection efforts the same day they file. They can discharge certain eligible debts, eliminating the need to pay those...
Credit cards are used frequently in the United States. Recently, a new record was set when the total amount of credit card debt extended beyond $1 trillion. This is a new high point for Americans that has to do with both the growing population and the frequency of...
Bankruptcy offers a solution for those facing significant debt. However, before filing for bankruptcy, you must understand the process and requirements. Many people considering bankruptcy wonder, “Is there a minimum amount of debt required to file?” This is an...
Bankruptcy can indeed offer a fresh start for individuals overwhelmed by debt, but the process – and its aftermath – must be approached in specific ways in order to result in maximum benefits. As such, a filer’s approach to bankruptcy requires careful consideration...
You’re overwhelmed with debt and considering filing for bankruptcy. However, you have a child who is approaching college age. You likely plan to rely on government-sponsored student loans to help cover the costs – perhaps in addition to any scholarships and grants...
An individual coping with significant financial hardship has several options available to them. Bankruptcy is one of the fastest and most effective ways of addressing high levels of personal debt. A successful bankruptcy filing leads to a discharge of someone's...
If you are thinking of filing for bankruptcy, you may be concerned about the effect it may have on your job and future employment prospects. Will you get fired? Can it lead to difficulties in finding a new job? While these concerns are valid, the impact of bankruptcy...
Filing for bankruptcy can make you feel like you’ve hit rock bottom, especially when you hear how long a bankruptcy remains on your credit record – but don’t let your emotions take over. Here’s the reality: If you filed bankruptcy because you were overextended on your...
No one wants to lose their home to foreclosure – and lenders would prefer not to take that step either. Fortunately, there are a number of potential options to consider if you’re not able to keep up with your mortgage payments. Refinancing or a loan modification may...
