The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
People who file for bankruptcy are usually tired of having to deal with creditors trying to get money from them. For some people with debts, there simply isn’t enough money to pay their bills. You might benefit from filing for bankruptcy if you’re in this position....
If you’re a homeowner who is having financial problems, the specter of losing your home to foreclosure may sound like the worst of all possibilities – until you learn about deficiency judgments. When a lender reclaims a property through foreclosure, they will usually...
Chapter 7 bankruptcy provides financial relief by discharging most of your debts, allowing you to put your house in order without creditors breathing down your neck. However, Chapter 7 bankruptcy applicants must meet certain requirements to qualify. For starters, you...
Filing for Chapter 7 bankruptcy doesn’t carry the stigma that it once did. More Americans are feeling the crunch of these uncertain financial times, so getting out of debt is considered more of a plus than a negative these days. But it does carry some baggage with it....
If you, like so many Americans, have more debts than you can keep track of, it’s easy for a “zombie” debt to sneak in there unnoticed. What’s a zombie debt? The term refers to debts a person may be contacted about that they aren’t required to pay for any number of...
Credit cards are a key financial tool that help people to cover necessary expenses even when they have budgetary shortfalls. The responsible use of credit cards typically involves paying off the full balance every month. Those who accrue balances end up paying huge...
If you’ve been living with a lot of financial stress, you may be considering bankruptcy and other tactics to alleviate that stress. Maybe you just have more debt than you can afford. You need a fresh financial start because you know you’re not going to accomplish your...
Filing for bankruptcy certainly does not mean that the bankruptcy will be granted. People sometimes act as if individuals or business owners are just allowed to file for bankruptcy whenever they want to get rid of their debt. But that’s not the way that it works. Only...
Owning a home is exciting, but being unable to pay for it in the future may lead to foreclosure. However, your mortgage lender may not simply ask you to leave. They will follow certain procedures, starting with sending you a notice of intent to foreclose. What you do...
Filing for bankruptcy is probably one of the biggest financial decisions you will ever make. While it can help alleviate some of your debts and stop creditors from harassing you, not everyone in a financial situation has to file for bankruptcy. Therefore, before...
