Even if you know you’re tight on money, there’s something about the holiday season that’ll have you stretching your budget and hoping for the best once the calendar turns. Unfortunately, if you let your holiday spending get out of control, it’ll lead you down a dark...
Month: November 2020
Don’t let myths about bankruptcy make you avoid the help you need
Would bankruptcy help you? Would you be better off if you eliminated your debt with Chapter 7 or if you reorganized it with Chapter 13? Do you long to change your financial future, and do you think that bankruptcy is the best way to do it? And, if so, why haven’t you...
How long does a bankruptcy stay on your credit?
People who file for bankruptcy usually take this step because they need to take control of their financial situation. One of the questions that often comes up when a person is considering bankruptcy is how long the filing will likely remain on their credit report. ...
Can you use Chapter 7 or Chapter 13 for student loans?
As a student, you can’t help but watch your college debt mount. You’re still paying full price, even though many of your classes are just streaming online, from home. The job market doesn’t seem robust. You’re worried that you’re going to graduate with a debt that you...
Can bankruptcy can help you regain control when facing foreclosure?
When your income drops, your expenses probably stay the same, at least at first. While there may be opportunities to make changes to your lifestyle or your budget, you may find yourself unable to pay all of your bills. If your income dried up completely, you may have...
Unexpected challenges of filing for bankruptcy for medical debt
People who are swimming in medical debt often don’t really think much of it. Instead, they make the required payments on those debts, but some people find that they are too deep in debt to even make a dent in it. This might be the case if there was an unexpected and...