The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
Yes, foreclosure rates have been going up in recent years. For example, in August 2025, foreclosures were 18% higher than they were in August 2024. They had risen for six months in a row prior to reaching that level. One woman whose home was being foreclosed upon said...
When people hear the word “bankruptcy” they often picture a business shutting its doors or an individual losing everything. In practice, bankruptcy is a legal framework that can help provide financial relief through different paths, each designed to address debt in a...
Although many people only file for bankruptcy once, it is possible to file multiple times. However, you cannot always do so right away. There is a waiting period that must be observed before a subsequent filing. Exactly how long you have to wait will depend on the...
Facing overwhelming debt can feel stressful and uncertain, especially when bills continue to grow. Chapter 13 bankruptcy offers a structured option for individuals who want to regain control of their finances without losing everything they own. Often referred to as a...
Homeowners in Connecticut who fall behind on their mortgages are at risk of foreclosure. Their lenders can seek to reclaim the property as the collateral for the loan. Foreclosure can be a devastating experience that has profound long-term financial implications....
Many people hesitate to file for bankruptcy because they feel there is something shameful about doing so. They feel that it would be admitting they failed. The truth is, bankruptcy is more often the result of the state of the world we live in than any individual error...
Chapter 13 bankruptcy is a lengthy process that typically requires multiple years to complete. Individuals typically need to make between three and five years of payments after negotiating a repayment plan. In some cases, people experience sudden financial...
Imagine opening your mail to find a notice that the City of Bridgeport placed a lien on your house. You worked hard to pay your mortgage, but rising local property taxes slipped through the cracks. Now, you face a tax foreclosure, where a buyer could eventually take...
If you’re married and struggling with debt, you might be wondering whether you and your spouse have to file for bankruptcy together when the time comes. The short answer is no. Married couples are not legally required to file jointly. Filing joint bankruptcy can be an...
Borrowers now are seeing something they didn’t see just a few years ago. Lenders are escalating delinquent accounts much sooner. A single missed payment can trigger collection calls, account freezes – or in the case of mortgages – early foreclosure activity. Learn...
