The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
When properly managed, your home could be a lifetime investment. The money you pay each month toward your mortgage will help you accrue equity, and any repairs you make to the property or upgrades to its systems will increase the property value when you refinance or...
If you’re considering filing for bankruptcy, the last thing you want it to do is to affect your job – or your ability to find a job – either now or in the future. The good news is that it likely won’t affect your employability more than a poor credit score – which you...
The realization that you can’t pay your bills every month is disheartening. Eventually, the creditors start pushing hard for payments. They may call, text, or contact you on social media. This is on top of the mailed demands that are probably coming into your mailbox....
Hypothetically speaking, imagine that you have fallen behind on your bills to the extent that you can't overcome the debt on your own. You've decided that the only way to solve this is to declare bankruptcy. As you move toward the filing process, you start to wonder...
In the course of your lifetime, there may be more than one time when you run into financial problems. Maybe you’ll have trouble with money at a young age and then lose your job when you’re older, too. Maybe a medical emergency wipes out your finances at one time, and...
The decision to file for bankruptcy can have a significant impact on daily life. Often, the subject may be looked upon in a negative light. However, bankruptcy is often the most feasible option for those who find themselves in financial difficulty. Importantly,...
Facing financial hardship can be extremely stressful for those involved. Often, the option of filing for bankruptcy is the most logical course of action. As filing for bankruptcy is such an important decision, it is important to separate myth from reality. There are...
The kind of bankruptcy you file determines how quickly you can receive a discharge and even how long the discharge will stay on your credit report. Many people in need of debt relief will file either a Chapter 7 or a Chapter 13 bankruptcy. There are some very big...
If you are having a difficult time financially or you have debts that you cannot afford to pay back, one of the things you may consider is not paying and allowing those debts to go to collections. While this is damaging to your credit, it can be helpful if you want to...
Many individuals who feel overwhelmed by their debt opt to file bankruptcy. They often do so in hopes that it will stop bothersome collections calls, eliminate their obligation to repay their unsecured debts, stop foreclosure proceedings or repossessions and bring...
