The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
In the course of your lifetime, there may be more than one time when you run into financial problems. Maybe you’ll have trouble with money at a young age and then lose your job when you’re older, too. Maybe a medical emergency wipes out your finances at one time, and...
The decision to file for bankruptcy can have a significant impact on daily life. Often, the subject may be looked upon in a negative light. However, bankruptcy is often the most feasible option for those who find themselves in financial difficulty. Importantly,...
Facing financial hardship can be extremely stressful for those involved. Often, the option of filing for bankruptcy is the most logical course of action. As filing for bankruptcy is such an important decision, it is important to separate myth from reality. There are...
The kind of bankruptcy you file determines how quickly you can receive a discharge and even how long the discharge will stay on your credit report. Many people in need of debt relief will file either a Chapter 7 or a Chapter 13 bankruptcy. There are some very big...
If you are having a difficult time financially or you have debts that you cannot afford to pay back, one of the things you may consider is not paying and allowing those debts to go to collections. While this is damaging to your credit, it can be helpful if you want to...
Many individuals who feel overwhelmed by their debt opt to file bankruptcy. They often do so in hopes that it will stop bothersome collections calls, eliminate their obligation to repay their unsecured debts, stop foreclosure proceedings or repossessions and bring...
It probably won’t surprise anyone who’s dealing with more debt than they can handle that it can have an effect on a person’s emotional well-being. The impact of significant debt has been studied by mental health professionals. People who are overwhelmed by their debt...
If you have debts that you are unable to pay, are facing a foreclosure or are being harassed by debt collectors, you might consider declaring bankruptcy. And while bankruptcy can negatively impact your credit, the good news is you can always repair your credit score...
If you have received a notice that you have missed mortgage payments and that your home is now going into foreclosure, it’s time to look into strategies to stop the foreclosure and help you keep or sell off that property. There are several methods you can use to stop...
For ten years, you’ve been making your monthly mortgage payments on time. It’s just part of your monthly budget and it’s never been a problem. Then you missed a month. Maybe it just slipped your mind and you forgot to send it in. Maybe you had a tough month,...
