The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
Foreclosure filings in many U.S. regions appear to be on the rise in 2023, according to information provided by ATTOM Data Solutions. Unfortunately, Connecticut is among ten states with high foreclosure rates. From Jan. through June of 2023, nearly 2,500 properties in...
Credit cards are virtually indispensable for most consumers. They offer a great deal of convenience and flexibility when a major expense crops up. However, credit card companies don’t make money unless you carry a balance. That means they actively use a complex web of...
Bankruptcy is a legal option available to those who are overcome by debts. The most common types of personal bankruptcies are Chapter 7 and Chapter 13. Chapter 7 is also referred to as “total” bankruptcy. In most cases, debtors are able to discharge all of their...
People who file for bankruptcy are usually tired of having to deal with creditors trying to get money from them. For some people with debts, there simply isn’t enough money to pay their bills. You might benefit from filing for bankruptcy if you’re in this position....
If you, like so many Americans, have more debts than you can keep track of, it’s easy for a “zombie” debt to sneak in there unnoticed. What’s a zombie debt? The term refers to debts a person may be contacted about that they aren’t required to pay for any number of...
Credit cards are a key financial tool that help people to cover necessary expenses even when they have budgetary shortfalls. The responsible use of credit cards typically involves paying off the full balance every month. Those who accrue balances end up paying huge...
If you’ve been living with a lot of financial stress, you may be considering bankruptcy and other tactics to alleviate that stress. Maybe you just have more debt than you can afford. You need a fresh financial start because you know you’re not going to accomplish your...
Filing for bankruptcy certainly does not mean that the bankruptcy will be granted. People sometimes act as if individuals or business owners are just allowed to file for bankruptcy whenever they want to get rid of their debt. But that’s not the way that it works. Only...
Owning a home is exciting, but being unable to pay for it in the future may lead to foreclosure. However, your mortgage lender may not simply ask you to leave. They will follow certain procedures, starting with sending you a notice of intent to foreclose. What you do...
Filing for bankruptcy is probably one of the biggest financial decisions you will ever make. While it can help alleviate some of your debts and stop creditors from harassing you, not everyone in a financial situation has to file for bankruptcy. Therefore, before...
