The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
No one wants to lose their home to foreclosure – and lenders would prefer not to take that step either. Fortunately, there are a number of potential options to consider if you’re not able to keep up with your mortgage payments. Refinancing or a loan modification may...
Your mortgage lender may attempt to take ownership of your mortgaged property and sell it to recover the amount you owe on the defaulted loan. A foreclosure may end up on your credit report and, in turn, affect your credit score. That's why it's vital to fight it....
If you’re a homeowner who is having financial problems, the specter of losing your home to foreclosure may sound like the worst of all possibilities – until you learn about deficiency judgments. When a lender reclaims a property through foreclosure, they will usually...
Maybe you missed a mortgage payment because you forgot to send the check in. Perhaps you are having some financial difficulties and you know it's going to be hard to make all the future payments on time. Regardless of the specifics, you start worrying that the bank is...
If you have fallen on hard times, or are living from paycheck to paycheck, even the slightest change in your income can have significant rippling effects. One of these rippling effects can come in the form of a default on your mortgage payments. If you are unable to...
If you miss a mortgage payment, despite the fact that most lenders will not foreclose after a single missed payment, you know that you may run into such an issue in the future. It’s concerning for you and your family, and you can’t stand the thought of losing your...
One of the more costly expenses that adults have is keeping a roof over their heads. Medical issues, a divorce or the loss of a job are some of the many factors that may jeopardize your ability to pay your monthly mortgage payment and leave you wondering if your...
With the economy in a recession and many people out of work, it’s clear that there could be a wave of foreclosures coming in the near future. While experts do not think it is going to be quite like what was seen back in 2008, in what is often called the “Great...
