The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
Many people are hesitant to file for bankruptcy because they know that it will impact their credit score. What they believe is that they're going to be ineligible for loans in the future. This is concerning because they may have just been renting and hoping to buy a...
The last two years have brought about a lot of economic hardship. You may find yourself facing some serious financial problems that you never anticipated. You may even be facing foreclosure on your house. If you live in Connecticut, this can happen if you’ve missed...
If you’re considering bankruptcy, you probably already know that the discharge of the bankruptcy is the final goal in the process. The discharge is the order from the bankruptcy court that will release you from liability for the debts that are dischargeable. Once the...
If both bankruptcy and divorce seem to be in your future this year, it can be an overwhelming feeling. It’s not uncommon for people to be in this situation. Financial problems are one of the most serious sources of conflict in a marriage. The past couple of years...
When properly managed, your home could be a lifetime investment. The money you pay each month toward your mortgage will help you accrue equity, and any repairs you make to the property or upgrades to its systems will increase the property value when you refinance or...
If you’re considering filing for bankruptcy, the last thing you want it to do is to affect your job – or your ability to find a job – either now or in the future. The good news is that it likely won’t affect your employability more than a poor credit score – which you...
If you file for bankruptcy, you may find it difficult to get a traditional credit card right after that filing. You will likely be able to do so in the future, once you build your credit score back up, but lenders will be a bit wary if you have just filed. Don't...
The realization that you can’t pay your bills every month is disheartening. Eventually, the creditors start pushing hard for payments. They may call, text, or contact you on social media. This is on top of the mailed demands that are probably coming into your mailbox....
Hypothetically speaking, imagine that you have fallen behind on your bills to the extent that you can't overcome the debt on your own. You've decided that the only way to solve this is to declare bankruptcy. As you move toward the filing process, you start to wonder...
In the course of your lifetime, there may be more than one time when you run into financial problems. Maybe you’ll have trouble with money at a young age and then lose your job when you’re older, too. Maybe a medical emergency wipes out your finances at one time, and...
