The Office of Russell Gary Small, P.C. COVID -19 UPDATE: In these uncertain times all of us at The Office of Russell Gary Small, P.C. wants to reassure you that we are open and continue to work for you. We can meet with you via telephone or video conference, and communicate electronically. We are here for you, and encourage you to reach out to us with any questions or concerns. Stay safe and healthy.
The bank has to send you a foreclosure notice before taking your home. This is not something that should ever happen without your involvement, nor should it take you by surprise. But when that notice comes, what does it mean for your immediate future? Is the bank...
By this point in your journey to overcome debt, you probably already know the difference between a Chapter 7 and a Chapter 13 bankruptcy. Under the laws governing Chapter 13 filings, you must submit a plan to repay your debts. Many people believe they have no role in...
Those who have never declared bankruptcy often assume that it only happens because of irresponsible spending habits. They imagine people running up charges on their credit cards that far exceed what they’re going to make during the week. In general, this is not true....
If you’re already drowning in debt, it can be tough to find a place of respite from all the bill collectors hounding you through phone calls and letters. Thanks to new rules by the Consumer Financial Protection Bureau (CFPB), you won’t be able to escape debt...
The general idea behind Chapter 13 bankruptcy is that you can reorganize your debt into a new repayment plan. This new organization of the money you owe helps you pay it off over time, though you do have set payments that you have to make on a set schedule. If you’re...
There is no doubt that 2020 has been a tough year for lots of people. The economy has been weakened, and job losses have been significant. People have used their savings to get through, and many are still struggling despite their best efforts to stay afloat. If you...
One of the more costly expenses that adults have is keeping a roof over their heads. Medical issues, a divorce or the loss of a job are some of the many factors that may jeopardize your ability to pay your monthly mortgage payment and leave you wondering if your...
With the economy in a recession and many people out of work, it’s clear that there could be a wave of foreclosures coming in the near future. While experts do not think it is going to be quite like what was seen back in 2008, in what is often called the “Great...
Even if you know you’re tight on money, there’s something about the holiday season that’ll have you stretching your budget and hoping for the best once the calendar turns. Unfortunately, if you let your holiday spending get out of control, it’ll lead you down a dark...
Would bankruptcy help you? Would you be better off if you eliminated your debt with Chapter 7 or if you reorganized it with Chapter 13? Do you long to change your financial future, and do you think that bankruptcy is the best way to do it? And, if so, why haven’t you...
